How your participation actually works.

What is a mudarabah?

A mudarabah is an Islamic profit-sharing partnership. One party (you, alongside the other Circle members) contributes capital; the other (CASA d'ORIENTE) contributes labour, expertise, and management. Profit is shared according to a pre-agreed ratio — in this case, the Circle pool receives 20% of CASA d'ORIENTE's net profit, split proportionally among all members. This is fundamentally different from a loan: there is no fixed interest, and no guaranteed return. It is genuine, Sharia-compliant, risk-bearing participation.

The investment structure

CASA d'ORIENTE Circle is a pool with a target size of €250,000, administered through a Special Purpose Vehicle (SPV) with independent Sharia compliance certification. The minimum participation is €12,500 for first investors, reduced to €6,250 for friends and family helping close the round. The pool can grow beyond €250,000 over time — new entrants join the same 20% profit share and dilute proportionally, which means early investors earn more per euro participated than those who join later.

The lock-up period

Your participation is held for a minimum of two years. This reflects the genuine risk-bearing nature of a mudarabah — you are a partner in the outcome, not a lender expecting a fixed date and a fixed number.

How profit is calculated and distributed

CASA d'ORIENTE Circle receives 20% of the company's net profit. Your own share of that 20% is proportional to your participation in the pool relative to its total size at the time. Profit distributions are manual bank transfers — there is no automated payment processing behind them.

Redemption — how you withdraw

Starting at the end of Year 2, redemption windows open every six months. Each window is capped at approximately 20–25% of the total pool, so that a wave of withdrawal requests never destabilises the company's working capital. You can request a withdrawal from the platform; requests are reviewed and processed within that window's cap.

Conversion rights

If CASA d'ORIENTE closes a priced equity round in the future, Circle members have the right to convert their principal and accrued profit into equity at that round's price — turning a profit-sharing position into real ownership, on terms set by the market itself, not negotiated after the fact.

Transferability

Your participation is not locked to you personally — it can be transferred or sold to another investor, similar to a bond, subject to the platform's process.

The company's own buyout right

From Year 3 onwards, CASA d'ORIENTE has the right to retire the pool entirely — buying out members' participation rather than operating the mudarabah indefinitely.

The platform experience

Once you join, you get access to CASA d'ORIENTE Circle, the private investor portal: your capital and accrued profit tracked in real time, account statements and your mudarabah contract, quarterly company updates, and a direct line to Investor Relations. You are not just a capital provider watching a spreadsheet — you are a partner with a seat behind the brand.